Payday Super. Sorted.
Introducing paydaysuper.com.au by Rockfast, the automated SuperStream platform for the new 7-day rule. Replace the closing ATO Clearing House and ensure compliance before 2026.
A Payday Super service from the Rockfast Group
The quarterly deadline is ending.
From 1 July 2026, you must pay super at the same time as salary and wages. Quarterly payments are being replaced with payday contributions.
The critical changes you need to know:
- The 7-Day Hard Limit: Funds must receive contributions within 7 days of payday. Late payments trigger immediate ATO scrutiny.
- No More Float: Businesses can no longer use unpaid super as cash flow for up to 3 months. It must leave your account on payday.
- The SBSCH is Closing: The ATO is shutting down the Small Business Superannuation Clearing House. You must find a commercial alternative.
Single Touch Payroll (STP) gives the ATO real-time visibility on late payments. If you rely on manual uploads or the free ATO clearing house, you are at risk. Register your interest and we'll help you get compliant.
Compliance solutions for every stakeholder
Employers & SMEs
- Replace the SBSCHSeamlessly transition from the ATO clearing house before the 2026 shutdown.
- Cash Flow VisibilityKnow exactly how much super is leaving your account each pay run.
- Audit DefenseAutomatic proof that contributions reached funds within the 7-day window.
Accountants & Bookkeepers
- Bulk ComplianceManage Payday Super for multiple clients from a single dashboard.
- Zero TouchStop chasing clients for payment confirmations.
- Client RetentionOffer a branded solution to save your clients from ATO penalties.
Payroll & HR Platforms
- Embedded SuperStreamDon't build a clearing house from scratch. Embed our API.
- White-Label ReadyYour customers stay in your UI; we handle the banking and messaging rails.
- Speed to MarketBe Payday Super ready in weeks, not years.
All the tools. None of the hassle.
Payday Super Automation Platform
- Builds SuperStream-compliant contribution messages
- Schedules and tracks payments so contributions are received by funds within 7 business days of each payday
- Shows a traffic-light dashboard for each payday and each employee
How paydaysuper.com.au works
A simple four-step process to stay compliant
Run payroll as usual
Continue using your existing payroll software. We integrate directly via API or file upload. No need to change your core systems.
Automated validation
Before money moves, we validate every employee's fund details (USI) and member numbers against ATO registries to prevent errors.
One click to pay
Approve a single debit for the total super amount. We use NPP/PayTo for instant movement, ensuring you beat the 7-day deadline.
We handle the clearing
We split the payment to individual funds and send the SuperStream data messages. You get a green tick confirmation for every single employee.
Payday Super as an API
SuperStream is complex. Your code shouldn't be. Drop in our endpoints to add full Payday Super compliance to your HR or Payroll product.
- RESTful API with Swagger/OpenAPI documentation
- Real-time webhooks for fund returns and error handling
- ISO 27001 compliant infrastructure
- White-label options for funds, software vendors and adviser networks
{
"endpoint": "/api/v1/contributions",
"method": "POST",
"payload": {
"payrun_id": "PR-2026-001",
"employee_id": "EMP-12345",
"super_fund_usi": "ABC1234AU",
"amount": 1250.00,
"pay_date": "2026-07-15"
},
"response": {
"status": "accepted",
"contribution_id": "CTB-789456",
"estimated_arrival": "2026-07-18"
}
}Frequently asked questions
Payday Super applies from 1 July 2026. From that date, employers must pay super at the same time as salary and wages, and ensure contributions are received by funds within 7 business days of each payday.
Yes. Instead of paying super quarterly, you'll be paying smaller amounts more frequently. That means your business will carry less unpaid super, but you'll need to plan for more regular outflows. Our platform helps you forecast upcoming super payments so you can plan ahead.
The SBSCH was designed for quarterly reporting, not the high-frequency demands of Payday Super. It cannot process the volume required under the new 7-day settlement rules. The ATO requires businesses to move to commercial SuperStream gateways (like Rockfast) to ensure compliance.
Under the new legislation, late payments attract the Super Guarantee Charge (SGC). This includes the unpaid super, interest, and an administration fee per employee, per quarter. Unlike regular super, SGC payments are not tax-deductible.
We work with licensed payment partners to initiate and track super contribution payments (including via approved methods such as NPP) on your behalf, while our platform handles the SuperStream data and reconciliation. You approve each payment, and you can see when money and data are matched for each fund and employee.
When you hire a new employee and they don't choose a fund, you're required to check with the ATO whether they have an existing "stapled" fund. paydaysuper.com.au can automate this check and insert the stapled fund details into your payroll, saving time and reducing compliance risk.
No. Information on this site is general in nature and does not take into account your objectives, financial situation or needs. You should seek independent advice and consult the ATO or your adviser before making decisions about superannuation.
About paydaysuper.com.au
paydaysuper.com.au is powered by Rockfast Group - an established Australian payroll and HR provider now connected to the SuperStream Gateway network. We move your super data safely between employers, funds and the ATO.
Our mission with paydaysuper.com.au is simple: take the complexity out of payday super so employers, advisers and software vendors can focus on their business - not on chasing super contributions.
Get ready for Payday Super now
Whether you're an employer, adviser or software vendor, we'd love to hear how we can help you prepare for Payday Super. Register your interest and we'll be in touch.